• Leverage the economies of billions in processing volume.
  • Access free EMV/smart-chip processing equipment with NO hidden charges.
  • Access to month to month solutions with NO cancellation fees.
  • Industry's lowest available AMEX rates.
  • Gain direct access to the industry's best available pricing and terms.
  • Exclusive access to proprietary Risk Mitigation and Account Verification solutions.
  • Visa, MasterCard, Discover and Amex processing setup, solutions and expense reduction.
  • Offering the industry's most robust security, encryption and tokenization technologies.
  • Unparalleled ecommerce, retail, mobile and high-risk merchant processing capabilities.
  • Offering the industry's only Interchange Optimization and Transaction Compression solutions.
  • Powerful bank, credit union, association, and aggregation solutions.
  • Robust startup and Fortune 500 solutions -- no company too large or too small to assist.


  • Terms as short as 3 months to as long as 36 months
  • Loans ranging from as little as $5,000 to as much as $500,000
  • Interest rates ranging from as low as 6% to as high as 30% depending upon the intricacies of each situation

Minimum Requirements for Consideration

  • At least $100,000 in annual revenue
  • At least one (1) year in business
  • Owner FICO / credit score of at least 500


  • Lines of credit ranging from as little as $5,000 to as much as $500,000
  • Rates range from 14% to 36% depending upon the intricacies of each situation
  • Your line amount and rate will be based on our assessment of your business along with your business and personal credit

Minimum Requirements for Consideration

  • At least $200,000 in annual revenue
  • At least one (1) year in business
  • Owner FICO / credit score of at least 600

  • Xcel and its partners represent virtually all of the world's largest, leading technology, I.T., telecommunications, cloud, data center, security, network, software and hardware providers allowing for unparalleled pricing, terms and solutions across the board.
  • As a leading technology solutions provider, Xcel and its partners offer services ranging from I.T. consulting, network design, cloud architecture, data center services, enterprise applications and data migration to managed services, professional services, security, RFP/RFQ/RFI management and expense management (TEM & WEM).
  • Xcel and its partners are able to assist clients in crafting solutions that precisely fit their needs in the areas of cloud, ERP, CRM, internet, network, voice, conferencing, mobility, application development, big data, security, disaster recovery, and hardware.
  • By employing an experienced, dedicated back-office support staff, Xcel and its partners pride themselves on being the only holistic technology solutions provider that provides its clients with a full-service experience from 'beginning-to-end' by offering a 24/7 help desk, trouble ticket escalation, management of billing disputes, invoice auditing and account analysis.
  • Xcel and its partners drive an average organization-wide savings of 30 to 40%.
  • A sample of the organizations that leverage these solutions include: Liberty Media, IBM Dish Networks, REI, eBags, Starz, Molson/Coors, Tuff Shed, ViaSat, Kinder Morgan, Exempla, Ball Aerospace, Staples, Arizona State University, etc.

  • Guaranteed, organization-wide savings of over 15%+.
  • Everything from business cards and uniforms to banners and signage.
  • Single-source / infinite-resource methodology.
  • Effortless global solutions -- no organization too large or too small.
  • Comprehensive, private label online storefront/portal solutions.

  • USPS, FedEx, UPS & DHL domestic and international expense reduction.
  • Leverage discounts as high as 20 to 40%+ with all the major carriers.
  • Offering the industry's most comprehensive freight solutions.

  • National footprint of service and a successful track record of creating 30% to 60% in savings for organizations.
  • Solutions ideally suited for large Hospitals, Universities, Food Processors, Prisons, Senior Housing and Apartment Communities.
  • Clients include many of the nation's largest hospitals, food processors, prison systems, senior housing and apartment communities.
  • Savings are created through group purchasing and by analyzing waste equipment and operational processes to identify more creative and efficient methods of waste removal.
  • Comprehensive audits of waste invoices and settlement reports are performed monthly.