XCEL, and all of its related affiliates, (XCEL) respects your privacy and is committed to handling information about you responsibly. XCEL understands the need to safeguard sensitive information that you have provided and that you expect privacy and security for your personal and financial affairs. XCEL attempts to minimize the information it collects to that which it reasonably believes is necessary in processing or administering your requests for information, providing products, services and other opportunities that may be of interest to you.
In general, you can visit this Site without telling us who you are or revealing any information about yourself. Our web servers automatically collect domain names and/or internet protocol addresses for marketing research purposes only, not the e-mail addresses or any other personal information, of visitors.
This Site is not intended for children. We do not knowingly solicit or collect personal information from or about children, and we do not knowingly market our products or services to children.
Use of Collected Information
Domain name and or internet protocol address information that we collect is not used to personally identify you and instead is aggregated to measure the number of visits, average time spent on the site, pages viewed, etc. We use this information to measure the use of our site and to improve the content of our site and the overall user experience.
This Site is intended for commercial use only, and we collect, retain and use information about visitors to the Site only for specific business purposes, including: (i) to respond to requests for information about our products and services, (ii) to administer the Site or improve its performance, (iii) to provide customer support, (iii) for security purposes and to combat fraud (iv) to generate broad statistical and demographic information, and (v) to comply with certain laws, regulations, and card association rules and regulations.
We do not share, sell, or lease personal information about you to any third-parties for their marketing use. We will release information about you if you direct us to do so, if we are required by law to do so, or in other legally limited circumstances.
After you are no longer an active XCEL customer, XCEL will continue to treat information you have provided as if you were still a customer.
We maintain strict physical, electronic, and administrative safeguards to protect your personal information from unauthorized or inappropriate access. We restrict access to information about you to those XCEL employees who need to know the information to respond to your inquiry or request. Employees who misuse personal information are subject to disciplinary action.
Changes to this Policy